Every day you don't gamble is a day you keep.
OUTSOLO
Ruin or Rise
Two futures. It's not the end. You're not alone. Built by people who understand and want to help you.
Nothing leaves this page. Nothing track. Saved in the browser for you and only you
What state are you in right now?
Start the timer. Just do it. Commit to staying here for 10 minutes before your next move
Wait 10 minutes first. Urges rise and fall, and most ease if you give them time.
“I'm due a win.”
The reality: Random results have no memory. A long losing run doesn't make a win more likely next time. This is called the gambler's fallacy.
Your two futures need your numbers
Until you add your income and how much you gamble, the charts below show nothing real. It takes about a minute, and it never leaves this device.
Difference after 3 years
+£0
Better off if you stop than if you carry on, counting savings minus debt.
Debt: quit vs continue
Dots mark the month an individual debt is cleared.
Disposable capacity
What remains each month after your projected commitments.
Savings and debt
Debt and savings on the same scale. Dots mark cleared debts.
Signature RUIN
Monthly income versus projected monthly burn if you continue.
Ruin point: month 0
Projected monthly burn reaches or exceeds your monthly income.
Spent per month
£0
Projected habit
Spent per year
£0
If nothing changes
Hours gambling per year
48
4 hours a month
Hours saved if you quit
144
Over 3 years
Interest penalty per year
£0
Extra interest if you carry on
Borrowed if you carry on
£0
New borrowing by month 36
Hours of work to fund it
0.0
Each month, at £0 an hour
Debt-free if you quit
Now
£0 left at month 36
Debt-free if you carry on
Now
£0 left at month 36
A year of gambling, in real life
Nothing yet: your gambling is set to £0
Set a session budget in “Your gambling” to see what it could buy.
Weekend city break
About £400 each. Not covered yet
PlayStation 5 and games
About £600 each. Not covered yet
A new laptop
About £800 each. Not covered yet
A flagship smartphone
About £1,000 each. Not covered yet
Driving lessons and test
About £1,500 each. Not covered yet
A week's family holiday abroad
About £3,500 each. Not covered yet
Prices are rough UK figures for illustration and change over time.
“I'm due a win.”
The reality: Random results have no memory. A long losing run doesn't make a win more likely next time. This is called the gambler's fallacy.
If you stop
Stop gambling and put the money towards debt.
If you carry on
Keep gambling as you do now and see where it leads.
This is a simple projection, not financial advice. It assumes steady spending and fixed interest rates.